If you also have an account in Punjab National Bank (PNB), then let us tell you that the bank is providing you with many facilities. Actually, PNB is giving free insurance up to Rs 2 lakh to its customers. The bank is providing this facility to the account holders of Jan Dhan Accounts. Apart from this, customers can also take advantage of many more facilities of the bank.
You will get the benefit of 2 lakhs for free. On behalf of the bank, the facility of PNB Rupay Jandhan Card is given to the Jan Dhan customers. On this card, the bank is offering customers the facility of accidental insurance cover up to Rs 2 lakh. With the help of Rupay card, you can withdraw money from the account and can also make purchases.
There is also an option to transfer the Basic Savings Account to the Jan Dhan Yojana account. Those who have Jan Dhan Accounts, they get RuPay PMJDY card from the bank. The sum insured for RuPay PMJDY cards issued on Jan Dhan accounts opened up to 28 August 2018 will be Rs 1 lakh. Accidental cover benefits of up to Rs 2 lakh will be available on RuPay cards issued after August 28, 2018.
Learn how to claim?
Let us tell you that the personal accident policy under this plan also covers the incident outside India. The claim will be paid in Indian Rupees as per the sum insured on submission of required documents. The beneficiary can become a nominee in the account of the cardholder or legal heir as per the order of the court.
If you want to open your new Jan Dhan account, then you can easily do this work by going to the nearest bank. For this, you have to fill a form in the bank. Name, mobile number, bank branch name, applicant’s address, nominee, occupation/employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc. will have to be given in it.