Post COVID, the financial condition of people have derailed and hence they are going through financial scarcity. So everyone is trying to avail a personal loan so that their financial need can be met. But as we know, getting a personal loan is not that easy and they have to undergo lot many paperwork. In many cases, even after having the right documents and required eligibility, the loan application is rejected. In such circumstances, everyone look for an easy way to avail a loan.
Today we shall let you know how to get a personal loan from the comfort of home and only with Aadhar card and KYC documents. Post COVID, the Indian Government is prioritising on Digitisation and hence digital loan applications are invited for quick approval of all sorts of loans. But to get approved, everyone must know the proper way of Online applications.
For getting an instant loan approval, rather than visiting the bank, the applicant need to visit its official website and fill in the Online Application form. He/She doesn’t have to make much paperwork for this, neither hard copies of the documents are required. In terms of eligibility, the applicant needs to be an Indian citizen and must be working with a Private, Public or Multi National sector.
How to Apply
- First of all, browse through the official website or mobile app of your bank.
- Then click on the Loan Section and opt for Personal Loan.
- Check your Eligibility.
- If you meet the eligibility criteria, then click on Apply Loan.
- A form will appear, now fill in the details and click Submit.
That’s it. Soon the applicants will get a call from the Bank. They will verify the details and loan will be approved post verification. If approved, the amount will be transferred to the savings account.
Ms Kalinga